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The Credit Card ACT of 2009 has created life tougher for students trying to apply for a plastic card. Previously, if you've been a scholar, there is no age limit on if you could obtain a bank card. In an effort to protect students in the dangers of plastic cards, Congress passed a law requiring all students under the age of 21 undertake a parental cosigner OR show sufficient income when looking for a plastic card.



As due to the Credit Card ACT of 2009, bank card rewards and will be offering have suffered a bit and this also has certainly filtered to college student plastic cards. Still, there is a good number of solid student plastic card offers represented below. If you own a student debit card you feel should be about this list, inform us and we’ll gladly add it. But before we to the list, it’s vital that you mention that the scholar must have OK credit for being approved for that cards below.



If you've got bad credit (defaults, many late payments, collections) then getting a bank card is only going to hurt you. If you do not know your existing credit score, both Credit Sesame and Credit Karma offer no cost accounts to evaluate your credit history. Signing up takes about a minute, requires no plastic card and does not trick you into purchasing anything. Citi Dividend Platinum Select Card for College StudentsThe Citi Dividend Platinum Select Card for College Students is healthy overall college student bank card.



The card sports a 0% intro APR on purchases for seven months, only requires a good credit score to be approved and carries no annual fee. As with all Citibank student charge cards, the Citi Dividend Platinum Select Card for College Students does NOT require a cosigner. Perhaps the greatest feature around the Citi Dividend Platinum Select Card for College Students is it’s cash rebates potential. Cardholders earn 5% cash rebates at supermarkets, drugstores, service stations and utilities with the first 6 months (1% money back thereafter).