And so I registered, applying my current email address and choosing your password strength for the website. I was immediately given two choices, either to “Inform me about updates to my credit history and important notifications associated with my credit profile” or “Email me about special promotions and offers” or both.
I chose just the former. Once you click past that screen, you’ll reach the page in which you enter your own personal information. Don’t worry: Credit Karma uses 128-bit encryption. It’s strange for being worried about data protection while taking data protection, but, hey, these are typically interesting times. Once that’s done, you’ll click “Next” and continue to the registration page. Here it'll ask that you series of questions to prove your identity. One of those questions I got was: “Your credit report indicates maybe you have a mortgage loan… who's the credit provider due to this account?
” Since I do have a home financing, I took this like a good sign that this system was working accurately. A couple of other questions followed, one about my banking institution along with a monthly payment amount that I pay into a creditor. Here comes the fun part: In a matter of seconds, it refreshed into a page that showed me my people's credit reports as reported by TransUnion and Equifax.
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