Free Credit Score, No Credit Card Required

My wife and I obtained a home a short while ago and I was interested in how investing in a home affected our credit history. In the course of researching my credit rating, I was searching for a way to get a very free copy of my credit history. There are a lot of businesses that pull the bait and switch.



1 for any week or even a month, then need you to cancel the subscription to protect yourself from paying higher monthly fees. I don’t see much value in paying a continuous fee for my credit rating when there are several firms that offer free fico scores and don’t have to have a credit card.



The company I used is Credit Karma, which provides a free credit history with no charge card information. I’ll give a summary of their service, a couple of places where they shine, and cover several areas where I think they will improve. Overall, though, I believe this can be a great service for folks who are interested in learning more about their credit ratings ., and you know what - Credit Karma is often free.



Opening a Credit Karma account. The account opening process is very easy and only takes several minutes. The entire process takes about 3-5 minutes. Once you sign up to an account you've got instant access to your credit standing, Credit Karma Credit Report Card, as well as other information. There are several common misconceptions about fico scores, namely that there's a “best credit worthiness” or there is certainly only one credit standing.







The facts are that there are countless types of fico scores. While not all credit ratings . are identical, most of them use similar methodologies. If you are only worried about a ball park figure for private use, rather than the exact number a lender make use of, then essentially any credit rating from a major legal action should be suitable for your needs.