Jenn The Texan

My credit has become messed up since I would be a brand newborn adult. 18 yrs old. I moved within my father to get away from the country. At this point, I didn't work or a car. I had nothing. I don’t determine what was going on during that time in the home (my step siblings were living there at the same time) but I was required to buy my food. For some reason, one half of the house labeled their items making use of their names onto it.



It was weird. Like we had arrived all roommates instead of a family. You couldn't really eat whatever you wanted to. The food didn’t seem available to everyone. As a newborn baby hatchling adult, I had no idea about money. I’d never had a genuine job (excluding my own time in the military to be a reservist).



When I needed new work clothes for my job, no-one gave me money. No one had anything. Actually, nobody guided me about what to do. I had no freaking experience for this being an adult thing. So I broke down and applied for store cards. One for just a grocery store and one for just a department store.



Food and clothes. I spent everything on those cards. I needed to. I wasn’t receiving a paycheck for two main weeks and in some cases then, it would have been a really small one. Once I began to get a steady flow of funds, I forgot about those cards completely. I didn’t realize the value of paying back money that I borrowed.

That brought my credit worthiness down for the majority of of my young maturity. When I got divorced, I realized I didn't have anything during my name. My credit am bad in doing my marriage that whenever we requested things, the loaners constantly said hello would just be best if my name wasn’t about the documents. Yikes. That bad huh? For the last several years, I’ve been in a pursuit for fix it; to become responsible adult (regarding credit).