Credit Karma Credit Score Free
I’m loooooooving me some Credit Karma, a case in point I decided to try and do a Credit Karma App Review! Okay, okay, this may not be a new relationship. I’ve loved Credit Karma going back 5 years. Not too long ago the best way to get your credit history (aka your hard earned money GPA), were to pay for it. Although you could get the free credit history once annually from the 3 main bureaus (Trans Union, Experian & Equifax), reading them was like trying to try and do high school algebra.



Not only does CK offer you your score for FREE, they also supply you with your FREE credit history all year long (get rid of once a year). On top of all the awesomeness, they fully explain what your credit history and report mean. Already loving Credit Karma like I am?



If you’ve been following me for awhile you know I was a preschool teacher for upwards of 10 years. Yes, that’s young Tiff. Five years following this picture was taken, I lost my job throughout the height with the Recession, because my school lost its funding. At age 24 my credit rating was an 802 (basically a solid A). After losing my job, I couldn’t afford to give the mortgage with the home I bought at 25 and my 802 credit history fell to your 547 (basically a D / D-).



I didn’t be aware my score am bad until I checked Credit Karma. At first I was devastated, then I started reading the CK site and learned a little more about how credit was calculated. I used this data to bring my score from your 547 with a 750 every year and a half. Not bad considering the home was foreclosed upon and also a foreclosure has become a F on a credit history.